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The Open Enrollment period for 2019 health & dental coverage and flexible spending is Monday, Oct. 1, 2018 – 4:30 pm on Friday, Oct. 26, 2018.

Health & Dental Insurance

Beginning on October 1, your department will distribute memos to eligible employees, along with rate information for health insurance and dental insurance.

If you do not need to make changes to your existing health or dental coverage, you do not need to take any action regarding those benefits and your coverage will continue as it was in 2018.

Additional information about 2019 medical coverage changes became available after the health insurance memo was sent to the printer. Due to a rounding error, there is a change to the maximum employer contribution to premium for family coverage under the 88% of average calculation. The correct amount is $1,329.47, which is one cent less than the amount reflected on the rate sheet attached to the health insurance memo. The most current versions of the health insurance memo and rate sheets will be available on the Open Enrollment webpage as of Oct. 1.

Benefits Information Meetings

Benefits Information Meetings (open house format) will be held on the following dates during the Open Enrollment period:

Thursday, October 4, 2018
11:00 am – 2:00 pm
Monona Terrace Community and Convention Center
Hall of Ideas, Room G
1 John Nolen Dr, Madison, WI 53703

Tuesday, October 9, 2018
1:00 pm – 3:00 pm
Madison Metro Transit
2nd Floor Break Room
1101 E Washington Ave, Madison, WI 53703

Representatives from the health plans (those offering coverage in the Dane County service area), Delta Dental, and StayWell (wellness provider) will be available to provide information and answer your questions. Additionally, you may individually contact either Bill Wick, Harper Donahue, Denise Nettum or Greg Liefer to discuss any changes you may wish to make to your health or dental coverage.

Flexible Spending

The open enrollment period for Healthcare Flexible Spending (FSA) and Dependent Care Assistance Program (DCAP) accounts for the 2019 plan will run concurrently with the open enrollment for health and dental. This is a change from last year.

This is your only opportunity to enroll in a FSA ($2,650.00 max per employee) or DCAP ($5,000.00 max, $2,500.00 if married per employee) for the 2019 plan year - with the exception of mid-year enrollments/changes due to a qualifying status change.

Please be aware that even if you are currently enrolled in an FSA or DCAP for the 2018 plan year, you will need to complete a new Flexible Spending enrollment application if you would like to participate for 2019. FSA and DCAP elections do not carry over from year to year therefore you should review the current status of your accounts for 2018.

Applications and other enrollment information materials for eligible employees and elected officials will be available in your departments beginning Monday, Oct. 1.

This is your opportunity to have pre-tax payroll deductions placed into your Flexible Spending Account to pay eligible medical expenses incurred in 2019, such as your out-of-pocket health insurance deductibles, dental expenses, and pharmacy co-payments or coinsurance. Insurance premiums are not eligible to be paid out of FSA funds.

If you have any questions about enrolling in a Healthcare Flexible Spending Account or the Dependent Care Assistance Program after reviewing the provided materials, please contact Human Resources staff at (608) 266-4615 or benefits@cityofmadison.com.