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Frequently Asked Questions

Eligibility
Requirements
Property Eligibility
Homebuyer Eligibility
Assistance Available
Required Downpayment
Combined Qualifying Ratio
Loan-To-Value
Home Inspection
Lead-Based Paint
Taxes and Insurance
Stacking of Funds
Eligible Closing Costs
Repayment
Subordination
Non-Discrimination
Privacy
Appeals
 
Loan
Processing
Application Package
Processing
Closing
Loan Cancellation
 
Lender
Resources
Lender FAQ
Underwriting Guidelines
Lender Checklist
ADDI vs HOME-BUY
Downloadable Forms

Lead-Based Paint Inspection

Lead-based paint inspection will be conducted on all homes built prior to 1978 in accordance with the Lead-Based Paint Poisoning Prevention Act 42 USC 3535 (d), 4821 and 4851, and its implementing regulations in 24 CFR 35, as well as State of Wisconsin Code HFS 163 and City of Madison MGO 7.49. The City of Madison contracted inspector will provide the lead-based paint inspection and clearance test for the property.

The lead-based paint inspection and clearance testing fees may be granted to the homebuyer through the Madison American Dream Program, depending on the loan amount. The inspection will be scheduled once it is determined that the homebuyer qualifies for the program.

If the property does not pass inspection after the first clearance test, it is the expectation of the Community Development Office that the contractor performing the lead paint stability work will be responsible for the payment of any additional tests.