Changing Health Coverage
For qualifying events, how you'll make changes to health insurance coverage depends on when your qualifying event occurred.
Qualifying events on or after July 1, 2026
If your qualifying event occurred on or after July 1, 2026, you will need to submit your health insurance change via the My Insurance Benefits portal online. (A loss of coverage where your first day without coverage is July 1 counts as a qualifying event that occurred on or after July 1.)
Scroll down this page for instructions about how to submit changes via My Insurance Benefits.
Qualifying events before July 1, 2026
If your qualifying event occurred before July 1, please contact the Benefits team ASAP at benefits@cityofmadison.com with details about your event, and the Benefits team will advise you on how to make your change.
2027 Plan Year Open Enrollment
For Open Enrollment, all health insurance change(s), enrollment(s), or cancellation(s) must be done via the My Insurance Benefits portal online. The Open Enrollment period for 2027 Health, Dental, and Vision Insurance will be Monday, October 5, 2026 through Friday, October 30, 2026. The Open Enrollment page will be updated with details about the 2027 Plan Year on October 5.
Questions about My Insurance Benefits?
Check out the My Insurance Benefits FAQ page for answers to frequently asked questions about the new portal. ETF's My Benefits Help page is also a great resource!
If your question isn't answered by the FAQ or by ETF's help page, please contact the Benefits team at benefits@cityofmadison.com or (608) 266-4615 for assistance.
Submitting Changes via My Insurance Benefits
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Log In
Go to My Benefits. This is the main portal from which you'll access My Insurance Benefits.
To log in, you'll need a MyWisconsin ID. If you don't already have a MyWisconsin ID, please check out this video from ETF for a step-by-step guide on how to access My Benefits and set up a MyWisconsin ID.
- Please note: ETF highly recommends using your personal email address for MyWisconsin ID to ensure you can still access your information if you leave City employment and lose access to City email. Additionally, qualifying event deadlines are strict, and MyWisconsin ID setup can take 1-2 days to process - so if you do not already have a MyWisconsin ID, you should set this up ASAP.
- The first time you log in, you may be asked to update your Personal Information and Communication Preferences before proceeding to the My Insurance Benefits home screen.
Need help?
For troubleshooting assistance, ETF's My Benefits Help page is your best resource! The page includes troubleshooting help for MyWisconsin ID, Multi-factor Authentication (MFA), password resets, locked accounts, and more.
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Review Health Insurance Details
After you have logged in, you'll see your home screen. From here, you can:
- Review your personal information on file
- Review and update information for dependent(s) on file
- Submit health insurance enrollment(s), change(s), and/or cancellation(s)
- Print a summary of your health insurance enrollment details (if enrolled)
- See if any documentation is required for a recent qualifying event, and upload that documentation if so
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Make + Submit Changes
Select Edit my benefits to get started with submitting your enrollment, change, or cancellation via My Insurance Benefits. Once you're done, you'll see a confirmation screen.
I need help making my change!
ETF has an in-depth Member Guide (ET-1109) for My Insurance Benefits. The Benefits team has also created City-specific guides for common submissions in My Insurance Benefits, available below:
- Enrolling in coverage as a new hire
- Enrolling in coverage and/or adding dependent(s) midyear
- Removing dependent(s) midyear (coming soon!)
- Cancelling coverage midyear (coming soon!)
If you run into an issue or question that isn't addressed within My Insurance Benefits or the guide(s) above, please reach out to the Benefits team at (608) 266-4615 or benefits@cityofmadison.com.
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Upload Documentation (if required)
Most midyear qualifying events require document verification. The specific document(s) that are required will differ depending on the qualifying event in question.
If documentation is required for health insurance, you will need to upload the required form(s) via My Insurance Benefits. See the guide below for details!