THIS PAGE CONTAINS INFORMATION ON OPEN ENROLLMENT FOR HEALTH INSURANCE, DENTAL INSURANCE, VISION INSURANCE, PET INSURANCE, AND FLEXIBLE SPENDING

2022 PLAN YEAR OPEN ENROLLMENT FOR FLEXIBLE SPENDING IS NOVEMBER 1, 2021 - NOVEMBER 19, 2021 

2022 PLAN YEAR OPEN ENROLLMENT FOR HEALTH, DENTAL, AND VISION INSURANCE WAS SEPTEMBER 27, 2021 - OCTOBER 22, 2021

Each year, typically in October and/or November, employees will have the opportunity to participate in open enrollment for health insurance, dental insurance, vision insurance, and flexible spending. Changes made during open enrollment are effective January 1st of the following year. Pet Insurance has year-round open enrollment.

To save paper, we encourage employees to use this site for reference rather than printing this material.

Please submit open enrollment requests online, using myETF Benefits for health insurance requests and Employee Self Service (ESS) for dental insurance, vision insurance, and flexible spending enrollments.

Flexible Spending

Flexible Spending Open Enrollment for the 2022 plan year is November 1, 2021 – November 19, 2021.

To continue participation in Flexible Spending, a new enrollment form must be completed each year.

Eligible employees will receive Flexible Spending Open Enrollment materials for the 2022 plan year in electronic format by email from Human Resources and/or as paper packets distributed by their departments beginning on November 1, 2021.

Health Insurance, Dental Insurance, Vision Insurance

Health, Dental, and Vision Insurance Open Enrollment for the 2022 plan year is September 27, 2021 – October 22, 2021. During this time, employees may enroll in health insurance, dental insurance, and/or vision insurance for the upcoming plan year, change health insurance carriers, change coverage levels, add or remove eligible dependents, or cancel coverage. Open Enrollment changes for these benefits take effect January 1, 2022.

Eligible employees will receive Open Enrollment materials in electronic format by email from Human Resources and/or as paper packets distributed by their departments beginning on September 27, 2021 for each of the benefits for which they are eligible for the 2022 plan year.

Health Insurance - "It's Your Choice"

Change coverage online

2022 Health Insurance Premium Rates

Employee contributions to health insurance premiums are deducted from the first paycheck of each month, for the following month's coverage. For example: The employee contribution to the premium for January 2022 coverage will be deducted from the 12/10/2021 paycheck.

Rates for Full-time Employees

Expanded rate sheets with prorated contribution amounts for Less-than-full-time Employees:


Dental Insurance

Vision Insurance

Pet Insurance