Open Enrollment

This page contains information on open enrollment for health insurance, dental insurance, vision insurance, pet insurance, and flexible spending.

2024 plan year open enrollment for health, dental, and vision insurance will be September 25, 2023 - October 20, 2023.

2024 plan year open enrollment for flexible spending will be October 30,  2023 - November 17, 2023.

Each year, typically in October and/or November, employees will have the opportunity to participate in open enrollment for health insurance, dental insurance, vision insurance, and flexible spending. Changes made during open enrollment are effective January 1st of the following year. Pet Insurance has year-round open enrollment.

To save paper, we encourage employees to use this site for reference rather than printing this material. 

Please submit open enrollment requests online, using myETF Benefits for health insurance requests and Employee Self Service (ESS) for dental insurance, vision insurance, and flexible spending enrollments.  

Flexible Spending

Flexible Spending Open Enrollment for the 2024 plan year is October 30, 2023 - November 17, 2023.

A New Enrollment/Election is required each year if participating. Enrollment will be made online through Employee Self Service (ESS) by logging into your account.

Eligible employees will receive Flexible Spending Open Enrollment materials for the 2024 plan year as paper packets distributed by their departments beginning on October 30, 2023.

Health Insurance, Dental Insurance, Vision Insurance

Health, Dental, and Vision Insurance Open Enrollment for the 2024 plan year is September 25, 2023 - October 20, 2023. During this time, employees may enroll in health insurance, dental insurance, and/or vision insurance for the upcoming plan year, change health insurance carriers, change coverage levels, add or remove eligible dependents, or cancel coverage. Open Enrollment changes for these benefits take effect January 1, 2023.

Eligible employees will receive Open Enrollment materials in electronic format by email from Human Resources and/or as paper packets distributed by their departments beginning on September 25, 2023 for each of the benefits for which they are eligible for the 2024 plan year.

Health Insurance - "It's Your Choice"

2024 Health Insurance Premium Rates

Employee contributions to health insurance premiums are deducted from the first paycheck of each month, for the following month's coverage. For example: The employee contribution to the premium for January 2024 coverage will be deducted from the 12/08/2023 paycheck.

Rates for Full-time Employees

Expanded rate sheets with prorated contribution amounts for Less-than-full-time Employees:

ETF Resources Health: 

Dental Insurance

Vision Insurance

Pet Insurance

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